Nobody’s Bulletproof

When one year ends and another begins, I always become introspective. I look back at what I’ve tried to accomplish over the past year both personally and professionally. But most importantly, I reflect on what I am thankful for. And at the top of the list is the fact that I am in good health. Because without good health, nothing else really matters.

I think that in these days of total connectivity with smart phones and computers and 24/7 news and information, our lives have become so extraordinarily busy, that we tend to forget the basics. I’d like to offer some suggestions.

1. Have an annual physical. I always schedule mine around my birthday. The association is an easy one for me to remember.

2. Make time for cardiovascular activity. Even walking half an hour every day leads to a more healthy existence. We all say, “But I can’t find the time!” If all of a sudden you were told you only had six months to live if you didn’t start exercising, you’d find the time!!

3. If you smoke–stop. Immediately. There are many options now available to help you.

4. You can’t control your sex, age, or genetic makeup. But you should be able to control your weight with a healthy diet.

5. Review your will every two to three years with a qualified estate tax planning attorney. The rules are changing constantly. Of course, I am presuming that everybody has a will!

6. Execute a durable power of attorney and a living will. This is simple and inexpensive and absolutely necessary for the peace of mind of your family.

7. It is never too early to plan for retirement.  You are missing the boat if you don’t have a well thought out plan in place that estimates how much money you will have accumulated at present levels of contribution that will satisfy retirement requirements. Your accountant should be able to recommend a qualified financial planner to assist you. Don’t be one of the 90% of dentists nationwide who can never afford to retire and maintain their current life style.

8. And most of all, don’t forget to take the time to “smell the roses.” Enjoy your family. Enjoy your friends. Life passes us by much too quickly. This is not a dress rehearsal. We all want to live long, healthy and productive lives. Let’s be in charge of our future–be proactive about your health. My best wishes for a healthy 2011.